Troop
Well-Known Member
Hey guys, I'm in kind of a pickle, and need some advise.
My current homeowners insurance policy expires in a couple months, and my agent will no longer be an agent for the insurance company that I've had for many years.
So, I need to find a new homeowner's insurance company.
Here's the dilemma.....
1. I forge out in my driveway; not too much of a foreseeable problem with a new insurance company.
2. I have my Evenheat in my garage, which is an attached garage, basically underneath my bedroom. So, for all practical purposes, I HT in my house.
3. My KMG is in the same room in my workshop where my propane boiler (furnace) is.
I'm thinking that if the new insurance company does an inspection, they will not condone my knife shop in my house.
My options:
1. Tell the truth, and risk not getting insured, or, at the very least, paying an extremely high amount.
2. Lie. Hide all my equipment, and steel, and a lot of nicely figured and expensive wood that is drying in my humidity controlled finished basement (for handle material)
If anybody knows how insurance companies operate nowadays, please let me know what course of action would be best.
Additionally, I phoned one insurance company, and the first thing they asked me was, "Do you manufacture anything? Because we do house inspections, and if you lie to us, and we discover this, we will cancel your policy immediately."
Knife making is a very big part of my life, and I don't want anything to interfere with it. But, I need home insurance also.
Thank you for any advise that you can give me.
- Mitch
My current homeowners insurance policy expires in a couple months, and my agent will no longer be an agent for the insurance company that I've had for many years.
So, I need to find a new homeowner's insurance company.
Here's the dilemma.....
1. I forge out in my driveway; not too much of a foreseeable problem with a new insurance company.
2. I have my Evenheat in my garage, which is an attached garage, basically underneath my bedroom. So, for all practical purposes, I HT in my house.
3. My KMG is in the same room in my workshop where my propane boiler (furnace) is.
I'm thinking that if the new insurance company does an inspection, they will not condone my knife shop in my house.
My options:
1. Tell the truth, and risk not getting insured, or, at the very least, paying an extremely high amount.
2. Lie. Hide all my equipment, and steel, and a lot of nicely figured and expensive wood that is drying in my humidity controlled finished basement (for handle material)
If anybody knows how insurance companies operate nowadays, please let me know what course of action would be best.
Additionally, I phoned one insurance company, and the first thing they asked me was, "Do you manufacture anything? Because we do house inspections, and if you lie to us, and we discover this, we will cancel your policy immediately."
Knife making is a very big part of my life, and I don't want anything to interfere with it. But, I need home insurance also.
Thank you for any advise that you can give me.
- Mitch