Cliff, I'm so sorry to hear the news, BUT, I do strongly applaud you and your wife's acceptance and believe me from my past experiences do totally understand your statement of:
For so many years I felt folks should take care of themself and family without help from gov'ment. Now due to the astronomical costs associated with medical expenses I've slowly changed my view. I look at many other industrialized countries around the world and see medical isn't one the things that can cost folks their home, and they tend to have better health than we do. Medical expenses are by far the leading cause of bankruptcy in the USA, and that should not be.Now to some the wave of relief comment seems highly odd I am sure!
That is so sad - have you considered the idea of bankruptcy to protect the home?Which ever of us passes first, the other will not be able to keep the house. So they will be left pretty much with very little! If I am left, I will loose the house and shop!